Integrated gene and cell therapy services

Evernorth Health Services is committed to simplifying the coordination of gene and cell therapy care and coverage for plans and members.

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Helping you succeed today and plan for tomorrow

As more gene and cell therapy products move toward approval, an estimated 340,000 patients are expected to receive one of these treatments by 2030.1 But without strategic planning and collaboration, even the most promising treatments may remain out of reach for the people who need them the most.

Making these highly targeted treatments more accessible and affordable requires a combination of cost-sharing innovations, sustainable coverage models and strong partnerships with specialty pharmacies.

child with parent and provider

Advancing access through collaborative solutions

At Evernorth, our offerings are designed to help ease the journey to connecting those with rare conditions to life-changing drugs — from access, to distribution, to utilization. Our gene and cell therapy solutions include:

Comprehensive cost management

Clinical support and therapy education

Customized, end-to-end distribution services

Coordinated access and care assistance

Embarc Benefit Protection

An innovative approach for affordable access

The cost of gene therapies ranges from hundreds of thousands of dollars to $4.25 million,1 creating substantial financial risk for health plans and threatening access for members. Even with stop-loss coverage, there are often high deductibles that need to be met and price increases that are applied to premiums when claims are filed. 

Embarc Benefit Protection offers patients with genetic conditions simple, affordable and predictable access to breakthrough gene therapy treatments while shielding plans from bearing the high cost of these claims

baby with parent and provider

Embarc Benefit Protection offers benefits and protections not included with stop-loss coverage:

No up-front payments that would require reimbursement

Cost predictability via a set per-member-per-month fee

Surplus payout eligibility—even if claims are incurred throughout the year

Learn more about Embarc Benefit Protection

Enhancing access to gene and cell therapies, together

The fast-evolving gene and cell therapy landscape brings new hope. Evernorth helps health plans prepare with strategies that meet member needs while managing costs.

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Source

  1. Drug Discovery Trends, 2024. “With prices topping $4 million, high stakes define cell and gene therapy landscape”.

* As long as applicable deductibles are met